Why we all need to become Financially (Ph)ree…

I am a millennial (born in 1990) living in the City of Brotherly Love on the path to financial (ph)reedom.  Everyone’s path to becoming financially free and financial independent is unique. There are a few keys to getting to the promise land we call early retirement that anyone in pursuit uses: spend less than you earn and invest the difference.

Yet, easier said then done.

I mean I have a lot of questions. Do I pay off debt or save? How do I pay off my debt? Which vehicles do I use to save? Roth/Traditional? What about 401k vs IRA? Where do I invest? Which companies do I invest in? Do I start my own company? What about real estate? Gold? Silver?

Okay but the best question is … When can I quit my JOB!?!?

As a tax professional I feel like I would be doing a disservice if my initial answer wasn’t…  IT DEPENDS! 

No one likes that answer. As humans we like simple to the point, just give me an answer. So I am going to do my best to show what I am doing to reach Financial Phreedom.   Let’s all become better with the money which we work so hard for. 

If you have any personal finance/investing topics to be covered then by all means just let me know. I will do my best to research and provide the best answer. You can subscribe for email updates on the side bar of this website.